(602) 854-8663
Want to flip but not sure where to start
Free consulting from a pro..... Concept to closing Ask Shar.
#1 Customer Rated Loan Officer in Arizona
Better Service and Lower Rates from a Trusted and Proven Loan Officer
I Find Your Best Loan
I have access to numerous loan brokers with various loan options. This allows me to find the best loan option for your specific needs at the lowest rate. I work closely with these Brokers and have negotiated the best rates available. Guaranteed!
Personal Communication
Get ready for a lending experience unlike any other! When you work with me, you'll have a dedicated partner from start to finish. And unlike those impersonal online systems, you'll be speaking directly with me - no automated messages or chatbots here.
Close the Deal
I have been closing loans for 25 years and am one of the top loan officers in Arizona. I am personally invested in your loan and have a track record of closing deals even when they get tricky. I have seen it all and know how to solve the complex issues that most lenders shy away from.
Tell me if any of this resonates with you...
Most online companies promise low rates and high satisfaction but can't deliver
You worry about higher rates increasing your payment
Worried about rising rates impacting your monthly payment? Relax and let me help you lock in a low rate for the life of your loan. With my expert guidance and competitive pricing through multiple bankers and brokers, you can rest assured that you're getting the best deal possible. Don't let rate increases stress you out - trust me to keep your payments affordable and manageable.
It's difficult to understand the fees and loan process
Don't be left in the dark when it comes to your mortgage! Countless borrowers have reported difficulty communicating with their lenders, leaving them feeling frustrated and confused. But fear not - with my clear and timely information on the mortgage process, rates, fees, and terms, you can rest easy knowing you're in good hands. Say goodbye to the stress and hello to a smooth and seamless lending experience with Charla Watts.
You seek low rates, simplicity, and excellent service
My streamlined process makes it easy to secure the financing you need, with competitive rates that won't break the bank. And with my commitment to providing personalized service and support, you can rest easy knowing that I'll be with you every step of the way. Get the best of all worlds with our unbeatable combination of value and quality.
If you said “yes” to any of the above, then you’re in the right place!
About Me
Hi, I'm Charla Watts. I've been in the mortgage business forever. When you apply for a mortgage with me, I promise two things:
1. I will communicate. I remain your point of contact from first interview until the final call when your loan closes. Though it takes a little loan village to approve a mortgage, I stay "with you" thru each step. I'll text, email, chat on the phone or meet in person but I guarantee, I will not hide from you. I don't take on more business than I can handle in a professional manner.
2. I'll advocate for you. If you are a smidge outside the box, I'll work hard to help you fit the guidelines OR if you're really outside the lines, I'll work with you on a longer term plan if you like.
About me: My favorite restaurant is El Charro in Mesa, Arizona. I'm an Arizona Native. I'm daughter of a Gilbert farm boy and his good wife. I'm a mother of three adorable children, (Twins daughters and one son), a sister to four fantastic brothers, and most importantly, a wife to one amazing man (who does the laundry). I enjoy: walking, talking, friends, family time, decorating houses, tacos and the cool clean water/ mountain views in Glacier Park Montana. Please call or text if you'd like to discuss loan programs or even if you'd like the number for a great electrician, I'd love to hear from you.
I am an Experienced Mortgage Loan Originator with a demonstrated history of working in the banking industry. Skilled in Sales Management, Mortgage Loans, Investor, New home loans, renovation loans, Cash out Refinance, Working with First-Time Home Buyers and down payment assistance/zero down. Strong finance professional.
TESTIMONIALS
My Client Reviews
Charla really worked hard to get us where we needed to be in terms of payment and interest rate. She was transparent with all aspects and there were no hidden
surprises. She has excellent communication with no hidden agendas. Plus she is personable and I felt like I had known her for years. I would consider her a friend, not just a lender, who really cares about her customers.
Jonathan A
Very Professional, we used Charla Twice.
Charla helped me and my wife on the purchase of our first home years ago, she was so friendly, professional and patient.
We had to call on her again when we sold and purchased our new home recently in May 2020. We would highly recommend Charla to anyone looking to purchase a home.
Danelle C
I have used Charla personally and refer to her consistently.
Charla is a stellar mortgage broker and has become an even better friend. Not only would I recommend her to anyone, but I do so frequently. Charla is an excellent communicator, takes time to help you understand the process, and in a very literal way went the extra mile to help us get our loan when we weren't sure anyone could get our situation to work.
Mike P.
Charla Watts gave us an INCREDIBLE experience in home buying.
She gave us a fantastic overview of how to pick Lenders and what to look for when we started shopping for home loan sources. It was so good that we kept her services as the #1 choice among the competition even as we took her advice and shopped around. Her availability was fantastic. Charla's integrity was outstanding. We never once thought she was taking advantage of us as first-time home buyers and the fact that she and her husband Andrew (our agent, HIGHLY recommended) could keep their respective parts of the escrow process separate until they needed to integrate was phenomenal. We couldn't recommend Charla Watts more as your lender if you are buying a home in the greater Phoenix area.
Mark C.
Get Your Estimated Rate/Payment for your Home Purchase or Refinance
Submit your information below to get started
Office: 1645 East Bethany Home Road
Call (602) 854-8663
Email:shar@askshar.com
Site: www.askshar.com
